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Commerce · March 15, 2026

Flat Rate vs APR Excel Calculator

Convert flat-rate loans into real APR with a simple Excel

What it does

A simple Excel template that converts flat rate loans into the real APR. Enter: • Loan amount • Interest rate • Term The tool calculates the true APR and generates an amortization schedule so you can compare loan costs easily. Perfect for: • personal finance • loan comparison • finance students

Does the same job

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