FlyCode – Recover Stripe payments by automatically using backup cards
We built FlyCode after seeing subscription businesses lose ~35% of recurring revenue each year to failed payments — even when customers had other valid cards on file. *The problem:* When a customer's primary card fails, Stripe retries a few times then cancels the subscription. If that customer has a backup card, it isn’t tried. At least 20% of active customers have more than one card on file, which means a lot of preventable churn. *Our solution:* FlyCode automatically identifies if a customer has other valid cards on file and retries them when a subscription payment fails. You can configure…
FlyCode – Recover Stripe payments by automatically using backup cards launched on September 23, 2025 with 22 votes, #571 of 8,160 launches that month and more than 90% of that year's launches.
In plain words
FlyCode is a Stripe app for subscription businesses that automatically retries failed payments using customers' backup cards on file. When a primary card is declined, the system identifies alternative valid cards and attempts payment again according to configurable rules, recovering revenue that would otherwise be lost to churn. It requires no code changes and integrates directly with Stripe, delivering recovery rate improvements of 18-20% from retries plus an additional 5-10% from backup card attempts.
written from the facts on this page · September 2026
From the sources
In the maker’s words, at launch
We built FlyCode after seeing subscription businesses lose ~35% of recurring revenue each year to failed payments — even when customers had other valid cards on file. *The problem:* When a customer's primary card fails, Stripe retries a few times then cancels the subscription. If that customer has a backup card, it…
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RekkoJan 2026 · rekko.io · ▲6Hey HN, I built a small tool to automate failed payment recovery for Stripe subscriptions. Context: I run a SaaS on the side and got tired of losing customers to expired cards. Stripe's built-in retries help but the recovery rate is meh. I wanted something that would ping customers via email and SMS right when a payment fails, with a fresh billing portal link. It's a native Stripe app so setup is just OAuth, no webhooks to configure manually. Stack is Next.js, uses Stripe's billing portal API to generate session links on the fly (so no expired links). Still early, looking for feedback from…
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