GetMortgageCalc

What it does

Free mortgage calculator for UK, US, Canada & Australia. Estimate affordability, monthly repayments, amortization and stamp duty. No signup, no data stored.

Free mortgage calculator for UK, USA, Canada & Australia . Estimate affordability, monthly repayments, amortization, and stamp duty — all in your browser, no data stored. Each country uses the correct 2026 rules, local terminology, and rate assumptions. Affordability caps assume 30% front-end and 40% back-end DTI. Our calculator goes beyond a basic repayment estimate. It applies real country-specific rules so your numbers reflect what lenders actually look at. Switch between 'How much can I afford?' and 'What will my monthly payment be?' instantly with the same input set. Real 2026 rules for each region: UK SDLT bands, Canada stress test (max 5.25% / rate+2%), US 28/36 DTI, and AU borrowing…from getmortgagecalc.com

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