HCB
The open-source, nonprofit neobank
HCB launched on March 30, 2025 with 390 votes, #76 of 7,215 launches that month and more than 99% of that year's launches. The site was still online in September 2026, 1 year on.
In plain words
HCB is an open-source neobank designed for student-led nonprofits, hackathons, and clubs with 501(c)(3) status. It enables organizations to collect donations, send payments, issue cards, and manage funds through a single platform. Built by students, the service handles financial operations so teams can focus on their core activities and community building.
written from the facts on this page · September 2026
From the sources
Built by students, for students—HCB is the nonprofit neobank powering local hackathons, clubs, and teams with 501(c)(3) status. Collect donations, send payments, issue cards, and manage funds with ease. Focus on building—we’ll handle money.
Start your nonprofit with our fiscal sponsorship program, HCB: a 501(c)(3) legal entity, bank account, automatic taxes & accounting, and best-in-class app.
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HCB Mobile – financial app built by 17 y/o, processing $6M/monthDec 2025 · hackclub.com · ▲176Hey everyone! I just built a mobile app using Expo (React Native) for a platform that moves $6M/month. It’s a neobank used by 6,500+ nonprofit organizations across the world. One of my biggest challenges, while juggling being a full-time student, was getting permission from Apple/Google to use advanced native features such as Tap to Pay (for in-person donations) and Push Provisioning (for adding your card to your digital wallet). It was months of back-and-forth emails, test case recordings, and also compliance checks. Even after securing Apple/Google’s permission, any minor…
We open sourced a $50M neobank2025 · hackclub.com · ▲28Open sourcing our neobank for nonprofits has been years in the making. We shared our initial launch here back in 2019 (https://news.ycombinator.com/item?id=19257241). Today, I’m happy to announce that our Ruby on Rails codebase is public on GitHub!




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