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Dev tools · April 14, 2026

HTTPayer

The payment layer for AI agents to access any data API.

HTTPayer launched on April 14, 2026 with 2 votes, #4,561 of 21,248 launches that month.

What it does

Thousands of premium APIs sit behind a 402 wall no agent can get through. HTTPayer is the missing piece. Drop our MCP into Claude Code, OpenClaw, Hermes, or any agent framework, top up from $5 via Stripe, set a daily spending limit, and your agent pays for real data and services on its own. No wallets, no blockchain, no code. x402 now, MPP coming soon. The universal payment router for agentic AI.

HTTPayer is the payment layer for autonomous software. Handles x402 micropayments automatically — no wallets, no subscriptions, no friction. MCP server, Agent Skills, and dashboard included.

HTTPayer lets software pay software. Automated, usage-based payments over HTTP. No subscriptions. No invoices. No friction. HTTPayer turns HTTP 402 into a fully automated payment flow. Any request can become a paid request, without changing how software is built. The HTTPayer dashboard gives developers and teams full control. No wallets. No smart contracts. Top up instantly with a card. Credits convert to USDC and route to any x402 endpoint. Generate, rotate, and scope keys per project or environment. All from one place. Separate credit pools, usage limits, and invoices for each team or organization. See spend per key, per endpoint, and per org. Understand exactly where credits go. Explore…from httpayer.com

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    Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…

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    Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…

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