ITIN Credit Score

What it does

ITINCreditScore.com explains how US credit scoring works when you file taxes with an ITIN instead of an SSN: how to check your score for free, how the three bureaus handle ITIN files, and how to build history from nothing. Free and bilingual, English and Spanish. No fees, no CPNs, no shortcuts that backfire.

Free guides for ITIN holders building U.S. credit with no Social Security number: the three bureaus, secured cards, credit-builder loans, and what moves your score.

You don't need a Social Security Number to have a U.S. credit score. We help ITIN holders understand how credit scoring works and build a strong credit history from scratch, step by step, in plain English. Already have a file? Here's how to check your credit score with an ITIN . Some lenders run an FHA home-loan program that takes an ITIN in place of a Social Security number. Down payments start around 3.5%.* Our lending site covers who tends to qualify, and what your options are if you don't. * FHA program offered by third-party lenders. Subject to credit approval, income verification, and program eligibility requirements. Not a guarantee of approval, rate, or terms. ITIN holders can…from itincreditscore.com

• 
  ITIN LendingJul 2026 · itinlending.net · ▲3

  Like NerdWallet, but for borrowers without an SSN

• 
  ITIN Credit CardJul 2026 · itincreditcard.com · ▲4

  The cards that actually approve an ITIN, no SSN needed

• 
  Sable2020 · ▲320

  Free bank account and credit card for internationals

• 
  Pinch2018 · pinchrent.com · ▲197

  Improve your credit score with your rent payments

• 
  Underpay2022 · ▲87

  You don't need a credit card to earn rewards (anymore)

• 
  Money Score2022 · ▲87

  Know your financial health

• IR
  I replaced a $120k bowling center system with $1,600 in ESP32s▲2,935

  I might be the only SRE on Earth with his own bowling center. It's a more in-depth gig than you'd think. My family and I bought an abandoned 8-lane bowling center in the rural mid-west. In our small town there weren't many recreation options for families. You've heard of a food desert? This is an R&R desert. It had been abandoned for a good reason. The roof leaks, the electrical system was constantly surging, and my 70-year-old bowling equipment (still) doesn't work perfectly. The system that keeps your score is particularly interesting to me. It's the thing you watch during your game, but…

  Life & fun · Jul 2026

• 
  Elevators▲1,680

  How elevators push your buttons

  Life & fun · Jul 2026 · john.fun

• 
  18 Words▲1,160

  Play 18 Words, the free daily word puzzle. The official home is 18words.com. Tap Play now to open today

  Life & fun · Jul 2026 · 18words.com

• BA
  Bento - An entire PowerPoint in one HTML file (edit+view+data+collab)▲1,033

  Over the past few months, our team has been building more and more slidedecks using web frontend technologies with coding harnesses like Claude Code, but a common complaint is to make even small edits we need to edit the code either manually or via the harness. To avoid this loop, I ended up creating Bento, a single HTML file with everything you need in a slide tool including animations and shared editing. There's no install or cloud login, everything works offline. The default deck is around 560 KB and it doesn't need to fetch anything once you got it. Open it in a browser and then you can…

  Dev tools · Jul 2026 · bento.page

• 
  Getting GLM 5.2 running on my slow computer▲937

  A few days ago I found myself trying out GLM 5.2 and was really positively impressed. The capabilities and security I was getting from this LLM are similar to those I've gotten from models like Claude or GPT, and this really surprised me. But then I thought, "I wonder how it would work on a normal computer like mine," and above all, "I wonder if it would work without going into OOM on a computer like mine." So I started working with the help of agents to test this possibility. I started converting the model to int4, understanding MTP usage, and if possible implementing DSA for long context.…

  AI · Jul 2026 · github.com

• 
  OpenSEO▲928

  Hello! For the last 2 months, I've been building OpenSEO. It's a user friendly UI wrapping the DataForSEO API which has high quality SEO data for keywords, backlinks, AI SEO and competitor research. Instead of paying $100+ per month, you buy DataForSEO credits and pay only for usage. The coolest thing about the project so far has been hearing about what people are building on top of it. People are using coding agents to quickly integrate with Google Search Console, Google Ads and building their own AI SEO and reporting features. Many were already building their own custom solutions around…

  Dev tools · Jul 2026 · openseo.so