KinPay
Building the bank your family always was
What it does
KinPay makes interpersonal loans fast and friction-free. No confusing terms, no endless paperwork, just a straightforward way for everyday people to access the money they need, when they need it. Apply in minutes and get a decision without the runaround.
Does the same job
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Commerce · 26d ago · equitybee.com
Launched alongside, May 2026
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Parallel agents, diff reviewer, and multi-model comparisons
Dev tools · May 2026 · kilo.ai
- NW
Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
Life & fun · May 2026 · github.com
- FM
Dev tools · May 2026 · github.com