KOSH Money

What it does

KOSH is a USD account built specifically for freelancers and creators across Asia. Unlike Wise or Payoneer, which often restrict or delay USD receiving in many Asian countries, KOSH lets you receive payments directly from Upwork and global clients, hold USD balances reliably, and spend with a credit card - without needing a US entity. Early users report faster access to their earnings and fewer payment rejections.

The global financial account for freelancers. USD accounts, a global card, and stablecoin payouts, all in one app.

USD accounts, a global card, and instant bank transfers. All powered by stablecoins. One app to receive, spend, save, and send. Anywhere in the world. See your total balance, track activity, and take action. All from one screen. Receive USD via ACH or Wire. Share your account details and track every deposit. Pay for subscriptions, cloud services, and everyday purchases. Funded by your stablecoin balance. Earn cashback and reward points on eligible purchases. Redeem or reinvest automatically. See your total balance, track activity, and take action. All from one screen. Receive USD via ACH or Wire. Share your account details and track every deposit. Pay for subscriptions, cloud services, and…from koshmoney.com

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