KovaPay

What it does

KovaPay turns any Android phone into a full payment terminal using NFC tap-to-pay — no card reader, no hardware, no Square, no Stripe Terminal. Accept Visa, Mastercard, Amex, Google Pay, and Apple Pay. Send money to anyone by @handle. Get paid out instantly to your debit card. Built for small business owners, freelancers, food trucks, and anyone who needs to get paid without expensive hardware. Free to download. 3.2% + $0.10 per transaction. No monthly fees. No hidden charges.

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