LoanMeterUSA
Free mortgage & loan calculators for every American
What it does
LoanMeterUSA is a free suite of mortgage and loan clculators built for American homebuyers. Calculate pyments for conventional mortgages, FHA loans, VA loas (with funding fee calculator!), USDA loans, ARM lons, biweekly mortgages, and auto loans — all in one lace. No signup required. No ads. Updated 2026 ratesand guidelines. Includes WebApp schema, FAQ sections and mobile-friendly design.
Does the same job
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Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
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