
LoanPath
Every home has a number. Find yours.
What it does
Most calculators give you a generic payment. LoanPath shows you the real cost — with your local property tax rate, live Freddie Mac rates, and actual market data for your specific address. Nine calculators, 304 verified U.S. cities, and down payment assistance programs for all 50 states. Free to use, no email required.
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Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
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