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Commerce · April 21, 2026

Looniee

Free TFSA, FHSA & RRSP calculators built for Canadians

Looniee launched on April 21, 2026.

What it does

Calculate your exact TFSA and FHSA contribution room instantly. Handles withdrawals, carry-forwards, over-contribution warnings, RRSP, HBP, and RESP — all in your browser. Free. No login. Built for Canadians.

Five free CRA-accurate calculators: TFSA room, RRSP limit, FHSA room, RESP grants, and the Home Buyers' Plan. In your browser, no login.

Five engines that mirror the CRA's math — the same ones running inside Looniee. Enter what you've already done; each one shows its work. Every year's limit since you turned 18, minus what you've put in, plus what your withdrawals put back on January 1. Room stacks to a $40,000 lifetime cap, carry-forward is capped at one year, and a 15-year clock starts the day you open the account. New room is 18% of last year's earned income, capped at $33,810 for 2026. Contribute, then see the refund at your marginal rate. Ottawa matches 20% of the first $2,500 you contribute each year — $500 a year until the grant room runs out. Borrow from your own RRSP for a first home, then pay it back over 15 years.…from looniee.ca

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