
MercurialPay
Your Payments, Evolved. Your Future, Unlocked.
MercurialPay launched on May 11, 2025 with 9 votes, #2,448 of 7,905 launches that month and more than 50% of that year's launches. The site was still online in September 2026, 1 year on.
What it does
MercurialPay — Your Free AI Financial Advisor MercurialPay is an intelligent, always-on financial advisor that helps you cut costs, save smarter, and discover hidden income sources all without touching your money. We are trying to use AGI to help individuals.
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RayApr 2026 · rayfinance.app · ▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.


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