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Life & fun · February 12, 2026

Monesto

Manage group and personal expenses directly in Telegram

Monesto launched on February 12, 2026 with 3 votes, #3,487 of 16,628 launches that month and more than 50% of that year's launches.

Visit monesto.me ↗Monesto alternativestop 21% of February 2026

What it does

Monesto is a Telegram-first financial manager designed to remove the friction from tracking your money. Built for both solo users and active groups, it allows you to manage shared bills and personal spending without ever leaving your chat app. Most finance apps feel like work. Monesto makes tracking as easy as sending a text. Our engine interprets your natural language to log and categorize transactions instantly. No more toggling between apps or filling out tedious forms.

Monesto is a Telegram-first financial manager for solo users and groups. Log expenses via chat, split bills, auto-categorize transactions, settle debts in USDT and track your crypto portfolio.

Track every expense, split group costs, settle debts and watch your crypto — all inside a chat you already have open. No new app to install. Personal budgeting and shared expenses that used to need three apps — now a single Telegram mini-app. Log and categorize daily spending in a tap — or straight from an inline command. Weekly and monthly breakdowns, category bars and trend badges that surface habits. Equal, shares, amounts or %. Balances update live and everyone sees the same numbers. Budget and limit notifications keep you ahead of overspending before it happens. Track holdings and performance beside your cash — and settle debts in USDT. Add a group expense, choose equal, shares,…from monesto.me

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