Mortgage Calculator
Free mortgage affordability & refinance calculators.
Mortgage Calculator launched on July 24, 2026 with 2 votes.
What it does
Calculate home affordability, monthly payments, and mortgage refinance savings. Fast, ad-free, and runs privately in your browser with clean, helpful guides for first-time buyers.
Calculate your monthly mortgage payment including principal, interest, taxes, insurance, and HOA fees. View dynamic charts and full amortization schedules.
Estimate your monthly home payments, view a detailed expense breakdown, and see your full 30-year amortization schedule instantly. A 0.25% increase in rate would increase your loan payment to $Y, costing an extra $XX/mo. A 0.25% decrease would save you $XX/mo. Adding $5,000 more to your down payment would reduce your loan size to $315,000, saving you $32/mo in principal & interest. Buying 1 point costs $3,200 upfront to lower your rate to 6.25%, saving $52/mo. You break even on this cost in 61 months. Over the life of the 30-year loan, you will pay a total of $728,143 ($320,000 principal and $408,143 in interest). A standard monthly mortgage payment is often referred to as PITI: Principal,…from mortgage.socialninjas.in
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Source: Product Hunt launch ↗
Launched alongside, July 2026
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