Niveshkar

What it does

Free, fast, accurate calculators for SIP, EMI, PPF, FD, gratuity, NPS, income tax (old vs new regime FY26) and more. Built for India. No signup.

I built Niveshkar because every other Indian finance calculator either hides the formula or sells you a product. Open math, primary sources, FY26 rules. Free, no signup, ever. Selling property, filing Indian tax, or figuring out residency from abroad? Purpose-built calculators for NRIs — Section 195 TDS, RNOR residency, DTAA relief — that don't assume you're a resident. Most finance calculators in India sit buried inside a bank's website, a broker's mobile app or a tax-prep service's funnel, surrounded by upsells, lead-capture forms and "Apply now" buttons that quietly ship your details to a partner financial product. Niveshkar is the opposite. Each calculator is its own dedicated page on a…from niveshkar.com

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