OweCard

What it does

Credit card debt can be overwhelming. I built OweCard to make financial freedom simple. It is a completely free calculator that compares Snowball and Avalanche payoff methods side by side. See exactly how much interest you will save and when you will become debt free. No sign up is required, just clear visual charts to help you take control.

Compare snowball vs avalanche methods. See interest saved & debt-free date with extra payments. Free credit card payoff calculator — no sign-up.

Compare the Snowball and Avalanche payoff methods side-by-side. Discover exactly how much interest you'll save and how many months you'll shave off with extra payments. Drag the slider to see how extra payments accelerate payoff. Add all cards with a balance. Minimum payment must cover at least interest. Both methods shown with your current inputs. Pick the one that motivates you. How much of your total payments go toward actual debt vs. interest charges. Watch your total debt drop to zero with both methods plotted. Construct a clear, actionable plan to eliminate your credit card debt once and for all. Follow these three simple steps to start. Enter the balance, APR, and minimum monthly…from owecard.com

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