Own or Rent: Smarter Home Decisions

What it does

Making life's biggest financial decision? Ownorent empowers you to choose between renting&investing and buying with confidence. Our free calculators analyze all the costs: closing, taxes, HOA fees & more. See your breakeven point and make a smarter choice.

Make a confident homeownership decision. Use our free, in-depth Rent vs. Buy and Mortgage calculators to analyze costs, understand loans, and see if buying or renting is right for you.

We turn the complex question of buying vs. renting into a simple, visual comparison. Make your next move with data-driven confidence, not anxiety. Renting feels like you're losing money, but buying a home is a jungle of jargon, hidden fees, and confusing math. We get it. That's why we built a smarter way to see your options clearly. Tell us a few key details about your finances and the properties you're considering. It’s quick, secure, and straightforward. Instantly, our tool visualizes the long-term costs. Compare your options side-by-side with beautiful, easy-to-understand charts. Move forward feeling empowered and in control. You’ve got the numbers and the knowledge to make the best…from ownorent.com

In the maker’s words, at launch

Hi HN, I built Own or Rent (https://ownorent.com) after getting frustrated with existing rent vs. buy calculators that hide assumptions and use confusing jargon. What's different: - 100% transparent calculations - no hidden fees or confusing math - Results in under 5 minutes without lengthy forms - Public…

• SI
  Should I Get a House? a better rent vs. buy calculator2021 · shouldigetahouse.com · ▲203
• 
  Should you buy a house and rent it out?2019 · causal.app · ▲353

  Transform your financial strategy with xP&A: unified insights, enhanced collaboration and cloud connectivity to make smarter decisions and unlock business potential.

• 
  Rent vs Buy CalculatorFeb 2026 · freewww.com · ▲3

  Compare the true cost of renting vs buying a home

• 
  Buy vs Rent CalculatorNov 2025 · financialfreedom.tech · ▲7

  Calculate if buying or renting saves you more money

• RD
  Rental data supplied by tenants in Ireland, searchable by all2023 · howmuchrent.com · ▲119

  I created https://www.howmuchrent.com last Friday to help bring this kind of transparency to Ireland, allowing people to submit their rents. Would love to get any HN feedback on the idea/website.

• 
  Rent vs. Buy Housing Calculator2020 · rentvsbuy.house · ▲6

  An interactive app to explore the economic value of buying a home

• 
  Trace▲1,555

  Workflow Automations for the Human 👾 AI Workforce

  AI · 2025 · trace.so

• 
  I spent 6 years building a ridiculous wooden pixel display▲1,145

  I built the world's most impractical 1000-pixel display and anyone in the world can draw on it. It draws a single pixel at a time and takes 30-60 minutes to complete a single image. Anyone can participate in the project by voting for the next image to be drawn, and submitting images. https://kilopx.com/

  Work · 2025 · benholmen.com

• 
  Indy AI by Contra▲1,070

  Job boards are dead. Your network is alive

  AI · 2025 · contra.com

• 
  Kitten TTS – 25MB CPU-Only, Open-Source TTS Model▲1,003

  Kitten TTS is an open-source series of tiny and expressive text-to-speech models for on-device applications. We are excited to launch a preview of our smallest model, which is less than 25 MB. This model has 15M parameters. This release supports English text-to-speech applications in eight voices: four male and four female. The model is quantized to int8 + fp16, and it uses onnx for runtime. The model is designed to run literally anywhere eg. raspberry pi, low-end smartphones, wearables, browsers etc. No GPU required! We're releasing this to give early users a sense of the latency and voices…

  AI · 2025 · github.com

• 
  I was curious about spherical helix, ended up making this visualization▲865

  I was wondering how I can arrange objects along a spherical helix path, and read some articles on it. I ended up learning about parametric equations again, and make this visualization to document what I learned: https://visualrambling.space/moving-objects-in-3d/ feel free to visit and let me know what you think!

  Life & fun · 2025 · visualrambling.space

• 
  The current sky at your approximate location, as a CSS gradient▲788

  For HTML Day 2025 [1], I made a web service that displays the current sky at your approximate location as a CSS gradient. Colours are simulated on-demand using atmospheric absorption and scattering coefficients. Updates every minute, without the use of client-side JavaScript. Source code and additional information is available on GitHub: https://github.com/dnlzro/horizon [1] https://html.energy/html-day/2025/index.html

  Dev tools · 2025 · sky.dlazaro.ca