PaySmart
Never miss a card payment again
PaySmart launched on March 6, 2026.
What it does
PaySmart helps you stay ahead of payments across multiple credit cards and loans—without spreadsheets. Add your accounts, set reminder timing, and see what’s due next in a clean dashboard. Highlights • Payment reminders before due dates • Track multiple cards/loans in one place • Utilization breakdown + simple insights (optional) • No login required Who it’s for Anyone juggling multiple payment dates and wanting a simple “what’s due next?” view.
Track credit cards, balances, utilization and due dates on your iPhone. No ads, no data selling, no bank linking required. Free for 2 accounts, $9.99 a year for unlimited.
PaySmart tracks every credit card, debt, and due date — all on your device. No ads, no data selling, no subscription traps. Just clarity, for $9.99 a year. Every "free" Mint replacement profits by selling your financial data, pushing credit products, or locking features behind paywalls. PaySmart flips the model. Sells subscription cancellation as a service, takes a cut of every "negotiated" bill, and requires full bank access. Free tier is mostly a lead funnel. Ad-supported by the very credit cards and loans it recommends. Every "score insight" is an upsell. Your data is the product — and the ads follow you. One flat price. No bank-linking required. No ads, ever. Your data lives on your…from paysmartapp.net
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