Peanut
Hi HN! I’ve been frustrated with traditional payments for a while. Paypal has frozen my funds on two occasions; and in one of them the funds were never recoverable. When I’m not using PayPal, international bank transfers take days and charge me insane amounts. Also, every country usually has their own payment app parallel to the banking system: Portugal, where i currently live, has MB WAY, Brazil has PIX, Argentina has Mercadopago, the US has Cashapp. None of these work with each other. Money still feels like pre-dotcom era tech when it should feel like a whatsapp message: send instant,…
Peanut launched on September 26, 2025 with 35 votes, #479 of 8,160 launches that month and more than 90% of that year's launches. The site was still online in September 2026, 1 year on.
In plain words
Peanut is a payments app that enables instant money transfers across countries without the delays and fees of traditional international bank transfers. Unlike country-specific apps like PayPal, Cashapp, or PIX, Peanut works globally and integrates with banks and other payment platforms. It targets users frustrated with existing payment systems and seeks to make international money transfers as simple and instant as sending a messaging app message.
written from the facts on this page · September 2026
From the sources
Pay with Peanut globally. Dollars as easy as a DM. Instant free friend-to-friend payments. Bring your friends and earn forever. From New York to Madrid to Mexico City — send and share instantly.
Send digital dollars anywhere. No banks, no borders. Biometric-secured, self-custodial.
Verification required for all cardholders. No monthly or annual fees. Standard fees and limits apply per the cardholder terms. Beta programme. Bounced by every neobank's verification the moment you cross a border. From New York to Madrid to Mexico City — send and share instantly. Connect your wallet to your bank and local payment networks like PIX and MercadoPago through licensed partners — so you can pay like a local without giving up control of your funds. Peanut is 100% non-custodial. Every transaction is approved via Passkeys using Face ID, Touch ID or passcode. No one else can move your assets. Not even us. You verify your identity only when a feature truly requires it — like bank…from peanut.me
In the maker’s words, at launch
Hi HN! I’ve been frustrated with traditional payments for a while. Paypal has frozen my funds on two occasions; and in one of them the funds were never recoverable. When I’m not using PayPal, international bank transfers take days and charge me insane amounts. Also, every country usually has their own payment app…
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Source: Product Hunt launch ↗ · launch text quoted in part
Launched alongside, September 2025
the whole month →
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