Penny, an easy way to track your spending
Meet Penny, your personal finance coach. Spend smarter, save more, live happier.
Penny, an easy way to track your spending launched on January 7, 2016 with 89 votes, #549 of 4,522 launches that month and more than 95% of that year's launches. The site was still online in September 2026, 10 years on.
In plain words
Penny was a personal finance app that tracked income and spending while providing financial information through chat interactions. Designed for individuals seeking to understand their spending habits, it offered a conversational approach to finance management. The app was acquired by Credit Karma and is no longer available as a standalone product, though its advisory approach has been integrated into Credit Karma's platform.
written from the facts on this page · September 2026
From the sources
Penny was a personal finance app that helps you track your income and spending. Whenever you chatted with Penny, she shared important and fun information about your finances with you. Penny was acquired by Credit Karma , the company that gives 80 million people free access to their credit scores. Penny the app is no longer available, but Penny as a force for giving friendly, helpful financial advice lives on in Credit Karma. We’ve had the opportunity to test and even partner with many different services that help you with your finances. While everyone’s needs are unique, a few of our favorites include: And of course, we recommend checking out Credit Karma ! It’s the easiest way to keep…from pennyapp.io
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