PlanMyBalance

What it does

PlanMyBalance is a privacy-first balance planner that shows where your money is heading before payday. Add income, bills, debt payments and savings manually to forecast day-by-day balances, see a safer amount to spend, plan debt payoff and track net worth. No bank connection required. Available on the web, Google Play and Microsoft Store.

Forecast future balances, plan debt payoff, track credit score history, utilisation, savings goals and net wealth — no bank connection required.

Track credit health, savings and net wealth - without connecting your bank. Add your balance, income, bills and debts. See how your money changes before payday, bills and big decisions. Try the read-only Preview with no login. Sign in only when you want to save your plan. Just because the bank approves it doesn't mean your cash flow will. Thinking about a mortgage, car finance, or a new monthly bill? Add it to your forecast before you commit and see how it affects your safe margin. Use habit tracking to see how repeated small costs affect your balance and debt payoff timeline - and what changes when you cut back. No bank links, more privacy, and better control over real-life timing like…from planmybalance.com

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