Reform Card – Secured credit card for formerly incarcerated people
Hi everyone, My name is Mike and I am the founder of Reform card. Reform card helps formerly incarcerated people gain access to a secured credit card which helps them build their credit.There are millions of formerly incarcerated people who are gainfully employed and trying to reintegrate themselves back into society. They have the money, but the access to fair credit is what they are missing. These same people are denied by banks for credit cards, or they are offered the highest interest rates possible(36% APR!). I am someone who knows this obstacle all too well. My mother was formerly…
In plain words
Reform Card is a secured credit card designed for formerly incarcerated people to build credit history. The product addresses a significant barrier faced by millions of employed individuals reintegrating into society who are typically denied traditional credit cards or offered predatory rates. Reform Card provides fair access to credit, helping users establish financial credibility needed for housing, employment, and other essential services that depend on credit scores.
written from the facts on this page · September 2026
From the sources
In the maker’s words, at launch
Hi everyone, My name is Mike and I am the founder of Reform card. Reform card helps formerly incarcerated people gain access to a secured credit card which helps them build their credit.There are millions of formerly incarcerated people who are gainfully employed and trying to reintegrate themselves back into society. They have the money, but the access to fair credit is what they are missing. These same people are denied by banks for credit cards, or they are offered the highest interest rates possible(36% APR!). I am someone who knows this obstacle all too well. My mother was formerly incarcerated and is still struggling to secure housing after serving her prison sentence over a decade ago. I also volunteer with local non-profits in Oakland CA(city team(https://cityteam.org/oakland/), LSPC(https://prisonerswithchildren.org/)) who focus on supporting formerly incarcerated people reintegrate back into society, find/provide housing, and other services. I have secured a bank partnership, already partner with non-profits to ensure those that need this service knows about it and applying for our corp b status. If this is resonates with you, PLEASE, signup and let others know about it. The more pre-signups(real people who actually want to help) we get means we receive lower costs to issue cards and other fees the bank charges. Thank you for your support.
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