Reform Card – Secured credit card for formerly incarcerated people
Hi everyone, My name is Mike and I am the founder of Reform card. Reform card helps formerly incarcerated people gain access to a secured credit card which helps them build their credit.There are millions of formerly incarcerated people who are gainfully employed and trying to reintegrate themselves back into society. They have the money, but the access to fair credit is what they are missing. These same people are denied by banks for credit cards, or they are offered the highest interest rates possible(36% APR!). I am someone who knows this obstacle all too well. My mother was formerly…
Reform Card – Secured credit card for formerly incarcerated people launched on September 22, 2023 with 15 votes, #1,429 of 4,228 launches that month and more than 75% of that year's launches.
In plain words
Reform Card is a secured credit card designed for formerly incarcerated people to build credit history. The product addresses a significant barrier faced by millions of employed individuals reintegrating into society who are typically denied traditional credit cards or offered predatory rates. Reform Card provides fair access to credit, helping users establish financial credibility needed for housing, employment, and other essential services that depend on credit scores.
written from the facts on this page · September 2026
From the sources
In the maker’s words, at launch
Hi everyone, My name is Mike and I am the founder of Reform card. Reform card helps formerly incarcerated people gain access to a secured credit card which helps them build their credit.There are millions of formerly incarcerated people who are gainfully employed and trying to reintegrate themselves back into…
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Source: Show HN post ↗ · launch text quoted in part
