Retirement Withdrawal Rate Calculator

What it does

The calculator helps with four related questions: • Surplus Calculator: "Given my situation, do I have extra money each year, or a shortfall?" • Needed Withdrawal Rate: "What withdrawal rate would exactly fund my spending?" • Needed Portfolio Size: "How much would I need to have invested to support this lifestyle?" • Needed Earned Income: "If I'm still working, how much W-2 income do I need?" All four calculators are on one tab so you can easily compare scenarios at a glance.

• 
  Wealth Calculator2024 · ▲255

  Invest first & spend what's left

• IC
  Investment Calculator – A simple retirement calculator2018 · investmentcalculator.io · ▲308
• 
  Financial Independence Calculator2018 · ▲529

  How early can you 🍹retire if you move to another place?

• 
  How Much to Make2023 · ▲230

  A calculator to help you hit your financial goals

• 
  Retire2019 · ▲74

  Take back $162,125 you are losing in 401(k) fees

• TF
  Tool for freelancers to calculate how much money to set aside2022 · ▲24

  After having been a regular employee for years, I worked as a freelancer for a while. Going into my freelancing life I had no real mental model for how much of the money I earned was truly mine to spend, and how much of it I needed to set aside for taxes, vacations, retirement, and in case I got sick. I modelled this in Excel as best I could and was quite surprised both by how complicated it was to get right, and how much money I actually needed to set aside! As my girlfriend also started freelancing last year, I decided to turn my Excel sheet into a little program she could use too, and in…

• 
  Clipto MCP▲640

  Let agents source clips from terabytes of your local video

  Work · 18d ago · clipto.com

• 
  HyNote for Mac▲383

  Free local transcription that is 100% Private

  Work · 17d ago · hynote.ai

• 
  VoiceOS App Store▲330

  The app store for voice native apps that lives in your notch

  Work · 28d ago · voiceos.com

• 
  Scrimba Explain▲325

  Ask any question, get a video back instantly

  Work · 24d ago · scrimba.com

• 
  CleanShot 5.0 with Studio Mode▲278

  Mac-native app for screenshots, recordings and collaboration

  Work · 5d ago · cleanshot.com

• 
  Brew ▲905

  Like Claude design for email marketing

  AI · May 2026 · brew.new

• 
  Kilo Code for VS Code▲897

  Parallel agents, diff reviewer, and multi-model comparisons

  Dev tools · May 2026 · kilo.ai

• 
  StoreClaw▲805

  Grow your store profits with agents that know how to sell

  AI · May 2026 · storeclaw.ai

• 
  PollyReach▲796

  Give your agent a real number and voice to make calls.

  AI · May 2026 · pollyreach.ai

• NW
  Needle: We Distilled Gemini Tool Calling into a 26M Model▲776

  Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…

  Life & fun · May 2026 · github.com

• FM
  Files.md – Open-source alternative to Obsidian▲730

  Dev tools · May 2026 · github.com