RewardTide

What it does

RewardTide is a privacy-first credit card rewards optimizer that helps you maximize points, miles, and cash back. Add the cards in your wallet and instantly see which card to use for every purchase based on reward multipliers and categories. Unlike most finance apps, RewardTide does not require linking bank accounts or sharing financial credentials. It also helps you understand the benefits of your cards and build a smarter rewards strategy.

RewardTide - Premium Credit Card Rewards Optimizer. Find the best card for every purchase.

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• IB
  I built a tool to manage and compare credit card rewards2025 · rewards.getonecard.io · ▲87

  This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and also see the best card to use for a given merchant. I’m also a founder at OneCard, where we’re building a smart card that’ll eventually handle all of this automatically, routing each purchase to the best card in real-time. Would love feedback from the HN community!

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