
Ritual Runway
Daily safe-to-spend for variable income
What it does
Ritual Runway tracks what's safe to spend daily. Assign each bill to the check that covers it and get one number that updates daily until the next deposit lands. Phases to model a life change before it happens. Debt payoff, savings goals, envelopes, tax reserve for 1099 income, and shared finances. No bank login. No app store. 45-day free trial.
Does the same job
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Launched alongside, May 2026
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Parallel agents, diff reviewer, and multi-model comparisons
Dev tools · May 2026 · kilo.ai


- NW
Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
Life & fun · May 2026 · github.com
- FM
Dev tools · May 2026 · github.com