Sarathy — Your financial companion
a friend who reads your feelings before your bank balance
Sarathy — Your financial companion launched on June 8, 2026.
What it does
Sarathy is the first financial companion built for international students navigating money in a new country. Not another budgeting app. Sarathy reads your emotions before your bank balance — acknowledges you just left home, explains banking from Day 1, tracks spending automatically, and gives you one clear next step daily. Built after 26 interviews. Seedly shut down. Nobody built this. So a 19-year-old SMU student did.
A warm financial companion — wherever you live, whatever life stage you're in.
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Sarathy — Your Financial CompanionJun 2026 · trysarathy.github.io · ▲3Your financial companion who actually gets you
RayApr 2026 · rayfinance.app · ▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.




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