Smooth Paycheck
The steady paycheck hidden in your freelance income
Smooth Paycheck launched on June 17, 2026 with 4 votes, #3,322 of 22,647 launches that month and more than 75% of that year's launches.
What it does
Freelance income swings; your bills don't. Smooth Paycheck analyzes your last 12 months and finds the steady monthly salary you can safely pay yourself. Start with the free Income Stability Score — 60 seconds, computed in your browser. Paid upgrade: $29 once.
A free tool that scores how volatile your freelance income really is. Your numbers never leave your browser.
Enter your monthly income for the past year. In 60 seconds you'll see how volatile it really is, and what that means for paying yourself. Fill in at least 6 months. Use any currency, just be consistent. Your score shows how unstable your income is. Smooth Paycheck takes the same numbers and calculates the exact steady amount you can pay yourself every month, one that holds even in your worst months. Download the card, then attach it when you post. Your audience can score themselvesfrom smoothpaycheck.com
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My #2 in a string of websites I'm trying to make this year. When evaluating freelancing offers, I found myself writing a little script that did the math on how much more I'd need to charge. Days off, self employment tax, health insurance.. lots of factors. This simple web calculator does it for you. Let me know if you have any feedback or additional factors I've forgotten to add!
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