Spend AI

What it does

India's smartest AI expense tracking app. Automatically track expenses from SMS, get real-time insights, and make smarter financial decisions. No sign-ups required - 100% free.

No. Just open the app, sync and start tracking instantly — no sign-ups required. Spend AI automatically reads your SMS messages from banks and payment apps to track expenses in real-time without any manual input. Yes, your data is completely secure. We use bank-level encryption and never store sensitive information like passwords or PINs. Raya AI is our intelligent assistant that provides personalized spending insights and helps you make smarter financial decisions. Yes, Spend AI is 100% free to use with all core features available at no cost. Spend AI supports most major banks and digital wallets in India. We're continuously adding support for more financial institutions. You can reach us…from spendai.in

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