takehome.tax

What it does

Estimate 2026 and 2025 take-home pay for every Canadian province, territory, and U.S. state. Compare regions ranked by net annual income with the built-in ranking view — simplified payroll rules, not a filed return.

Year-end CPP (incl. CPP2) on pensionable employment (including RSU value), EI on salary and cash bonus only, plus federal and provincial or territorial tax for any Canadian jurisdiction (BPA credits; examples include Ontario surtax and health premium, B.C. tax reduction, Québec federal abatement — not a full T1). RSU CPP is incremental vs salary + bonus; bonus and RSU tax use withholding proxies. Pick your country and province/state. Canada and U.S. estimates are available with jurisdiction-specific assumptions. After CPP, CPP2, EI (insurable pay), and income tax . Net (annual, all in) includes bonus, RSU, and the filing-season adjustment when modelled year-end tax differs from estimated…from takehome.tax

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