The Credit Compass

What it does

India's neutral, source-linked loan guide. Compare home, education, personal and vehicle loans. No commissions. No referral links. Just facts.

India's neutral, source-linked credit guide. Work out what a loan, credit card or EMI really costs — fees included — and the rate and schemes you qualify for.

Interest rates, CIBIL scores and government schemes — every number read off an RBI or lender page and dated. Work out the real cost before you sign, fees included. You repay 2.07 × what you borrow — ₹53.6 L above the sticker price. Advertised rates go to the strongest applicants. See the rate your profile would actually get → Move your income and your existing EMIs and watch the three bands move with them. Nothing is stored and nothing touches your credit file. At the standard band your FOIR is 40 % . If the rate resets to 11 % the same loan costs ₹41,300 and FOIR moves to 44 %. The order you repay in is worth more than most people realise. Same money, same month — a different sequence…from thecreditcompass.in

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