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Commerce · September 5, 2025

The Enough Number

Find the wealth that makes work optional and life free.

What it does

Your The Enough Number is the Net Earning Assets you need so that the income they generate can fully replace your lifestyle expenses. It’s the wealth that makes work optional and life free.

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    After having been a regular employee for years, I worked as a freelancer for a while. Going into my freelancing life I had no real mental model for how much of the money I earned was truly mine to spend, and how much of it I needed to set aside for taxes, vacations, retirement, and in case I got sick. I modelled this in Excel as best I could and was quite surprised both by how complicated it was to get right, and how much money I actually needed to set aside! As my girlfriend also started freelancing last year, I decided to turn my Excel sheet into a little program she could use too, and in…

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