TinyCashflow
Know your exact balance on any date, forever.
What it does
Personal finance as simple as a spreadsheet — no clutter, no bank connection. Your whole financial life sits in one endless timeline: jump to any date, past or future, to see your exact balance. Under the hood it forecasts your balance and net worth years ahead, rolls every account plus crypto into one net worth with charts, auto-converts any currency, adds instant search with live totals, and handles cash-flow and tax reports for the self-employed. Free forever tier.
Does the same job
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- TATrackm, a personal finance web appMar 2026 · trackm.net · ▲21
I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.
NetWorthCurve.comJul 2026 · networthcurve.com · ▲6Build wealth, not spreadsheets. Start your curve today.
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Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs. This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to…
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