True Cost – Is It Worth It?

What it does

How many hours did you actually work to afford that purchase? True Cost is a Canadian personal finance calculator showing the real pre-tax cost of any purchase — factoring in your marginal tax rate, HST, and take-home pay. Converts costs into hours worked so you can spend with clarity. ✅ Federal + provincial tax brackets ✅ Personal & business expenses ✅ Every province ✅ One-time purchase, no subscription

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  Actual Budget2019 · ▲278

  Robust and simple budgeting that works

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  What Does This Really Cost?Jan 2026 · ▲5

  productivity finance side-project tools mobile

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  How Much Does It Cost?May 2026 · ▲4

  See any price in hours of work, coffee, or rent.

• CP
  Calculating prices in work hours, not dollars2025 · timeforprice.com · ▲9

  Ever looked at a price tag and thought, How many hours do I need to work for this? Instead of just seeing numbers, what if you could instantly see the cost in terms of your time? That’s why I built Time for Price — a simple browser extension that converts prices into work hours based on your income. Whether you're shopping online or budgeting, it helps you make decisions with time in mind, not just money. Just enter your hourly wage, and the extension automatically overlays the converted value on any product page. No more impulse buys—just instant, clear insight into what something really…

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  Real Hourly RateJun 2026 · real-hourly-rate.pages.dev · ▲4

  The calculator that shows what you actually earn

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  LifeCostJun 2026 · lifecostapp.com · ▲2

  Convert any price to hours of your life

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  PaymentKit▲466

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  Equitybee Benchmark▲241

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  Brew ▲905

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  AI · May 2026 · brew.new

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  Kilo Code for VS Code▲897

  Parallel agents, diff reviewer, and multi-model comparisons

  Dev tools · May 2026 · kilo.ai

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  StoreClaw▲805

  Grow your store profits with agents that know how to sell

  AI · May 2026 · storeclaw.ai

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  PollyReach▲796

  Give your agent a real number and voice to make calls.

  AI · May 2026 · pollyreach.ai

• NW
  Needle: We Distilled Gemini Tool Calling into a 26M Model▲776

  Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…

  Life & fun · May 2026 · github.com

• FM
  Files.md – Open-source alternative to Obsidian▲730

  Dev tools · May 2026 · github.com