Uk Armed Forces Help to Buy Calculator

What it does

Forces Help to Buy lets UK Regular personnel borrow up to £25,000 interest-free toward a home deposit — but working out your exact entitlement means digging through JSP 464 and HMRC guidance nobody has time to read. This calculator fixes that. Enter your salary, get your entitlement, monthly repayment, insurance cost, and tax position instantly. Free. No sign-up. No email. Just an answer. Verified against JSP 464, gov.uk, and HMRC ITEPA 2003.

Calculate your Forces Help to Buy entitlement in 10 seconds. UK Armed Forces Regular personnel can borrow up to 50% of salary, capped at £25,000 interest-free.

Calculate your interest-free entitlement in 10 seconds. For UK Armed Forces Regular personnel — based on the current MoD scheme rules under JSP 464. Verified against JSP 464, gov.uk and HMRC ITEPA 2003 guidance. Include your basic pay plus any Recruitment & Retention Pay (formerly Specialist Pay). Forces Help to Buy (FHTB) is an interest-free salary advance scheme provided by the Ministry of Defence. It is a form of debt that must be repaid over a maximum of 10 years. forceshelptobuy.org is a lead generation platform and does not provide financial or mortgage advice. Inputting your details connects you with an FCA-regulated mortgage professional. We'll connect you with a regulated mortgage…from forceshelptobuy.org

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