UntilFire

What it does

Find out the exact age you can stop working. Enter your income, city, and savings. In 60 seconds, get your FIRE number, your exact retirement age, and the monthly moves that get you there faster. Free, no login.

Free FIRE calculator: enter your income, savings, and spending to see your FIRE number and freedom date instantly. No login. Used by thousands of people planning early retirement.

The first decade feels like nothing is happening. That is the decade almost everyone quits — right before the part that pays. UntilFire keeps you in it. Enter a few numbers. Get the date when work becomes optional. Ten years in, a $500-a-month habit is worth about $86,500. It does not feel like financial independence. It feels like a savings account with extra steps. That is not failure — that is the shape of the thing. Left alone, the same habit produces $702,000 in its fourth decade alone . Someone who invests for ten years and then never adds another dollar still finishes ahead of someone who starts a decade later and keeps paying in for thirty. $5,000 a year for ten years, then never…from untilfire.com

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