
Valtiqo
Building the AI-powered crypto card
What it does
420M people own crypto. None have a card built for them. Valtiqo changes that. Spend BTC, ETH, SOL, XRP or USDC anywhere Visa is accepted — instantly, with AI built in. Our AI optimises your spend timing, auto-generates your tax report, and shows the real cost of every transaction in real time. No hidden fees. No manual selling. No spreadsheets at tax time. Built by a self-taught UK developer. Live demo at valtiqo.finance. The crypto card that should have existed years ago.
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Dev tools · May 2026 · kilo.ai


- NW
Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
Life & fun · May 2026 · github.com
- FM
Dev tools · May 2026 · github.com