Varo
Banking for the way you live.
Varo launched on June 4, 2020 with 70 votes, #689 of 4,317 launches that month and more than 75% of that year's launches. The site was still online in September 2026, 6 years on.
What it does
A challenger bank built for all, entirely from your phone. Every person, regardless of net worth, should be treated fairly by a bank that wants them to succeed. Varo only charge one fee to make money, and that’s when you use an out-of-network ATM.
Get access to personal banking services including no monthly fee checking, high-yield savings, cash advances up to $250 and more with Varo Bank.
When the unexpected happens, you can get up to $250 right away. Then set up direct deposit and build your way up to $700 over time, avg loan $170.³ It’s easy to use, has no interest, and simple, flat fees. ⓘ Flat fee applies based on loan amount; fees range from $1.60-$100. Quals apply. Varo Line of Credit is a great way to access cash when you need it. Loans range from $600–$2,000, with an average loan of $825. To grow your money, you have to take steps forward—not backward. That's why you'll never have to deal with unnecessary, hidden , or tricky fees and charges. With Varo it’s easier than ever to get cashback offers where you already shop. Just activate in the Varo app and start…from varomoney.com
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