Vault Finance

A finance tracker that never phones home

Visit willneeds.com.au ↗Alternativestop 13% of April 2026

What it does

Vault is a private finance app that stays on your device. No cloud, no tracking, no bank credentials — your data literally never leaves your iPhone. Built after Mint shut down and every "alternative" asked for Plaid bank logins. That felt backwards. Inside: • Budgets, recurring bills, CSV import • Investment tracking — stocks, crypto, dividends, live prices • Net worth history with monthly snapshots • Multi-currency • On-device receipt scanner • AES-256 encrypted backups you own

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