WealthDelay — See the Lifetime Cost
See the true lifetime cost of any financial decision
What it does
Free calculators that show the real cost of habits, debt & purchases — in lifetime wealth destroyed, retirement delayed, and life-hours traded. 35 tools. No login. No subscription. Just the math.
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Visualize the compounding multi-year cost of your habits.
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Dev tools · May 2026 · kilo.ai
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Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
Life & fun · May 2026 · github.com
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Dev tools · May 2026 · github.com