WealthWise OS

What it does

Your personal finance operating system. Investment calculator, debt payoff planner (snowball/avalanche), budget optimizer, FIRE calculator & AI advisor - all powered by Gemini AI. 100% free; Complete privacy - no signup, your data stays local.

The AI financial OS built for freelancers, consultants, founders, and creators. Quarterly tax math, receipt-to-deduction AI, business + personal in one app, FIRE projections that handle variable income. Free tier forever.

Variable income. Quarterly taxes. Business and personal money tangled together. WealthWise OS is the AI financial OS for the people who run their own thing. Move $400 /mo from emergency overflow into tax-advantaged VTI - accelerates FIRE by 3.4 years . Monarch was built for W-2 employees. QuickBooks Self-Employed was built for bookkeepers. ChatGPT can't see your bank account. WealthWise OS was built for the way you actually live. Ask 'should I take a distribution this month?' and get a specific answer based on your real income, your tax situation, and your retirement goals. Not generic advice - your numbers. "YTD I've billed $112K. Should I max my SEP-IRA or take a Q4 distribution?" "Max…from wealthwiseos.com

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