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Commerce · March 17, 2026

X4Plan Hub Financial Tools Simulators

Free Financial Simulators for Businesses

What it does

X4Plan Financial Tools Hub is a collection of free financial simulators designed to help entrepreneurs and professionals perform quick financial calculations. The tools include: • Net Salary Calculator (CLT) • CLT vs PJ comparison simulator • Break-even point simulator • Cash flow simulator • Pricing calculator • Contribution margin calculator • Business valuation simulator • CAC vs LTV calculator Some simulators are specifically designed for the Brazilian financial and tax environment.

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