zero: private offline expense tracker

What it does

zero is a privacy focused expense tracker designed to work completely offline. Most budgeting apps rely on cloud sync, analytics, and subscriptions. zero keeps all financial data stored locally on your device with no accounts, no ads, and no tracking. It includes expense tracking, monthly reports, spending heatmaps, and debt tracking while remaining lightweight and open source.

• 
  Expenses2017 · play.google.com · ▲101

  Simple daily expense tracker

• 
  Axio Money: Expense Tracker Offline Jul 2026 · apps.apple.com · ▲6

  Track money privately. Offline. No cloud. No ads. No signup.

• 
  Expense OrbitFeb 2026 · play.google.com · ▲3

  Simple, secure expense tracking - your data stays private

• 
  Chest - Simple Expense TrackerJan 2026 · apps.apple.com · ▲5

  Simple, offline expense tracking in seconds

• 
  CashFlow: Expense TrackerJul 2026 · play.google.com · ▲1

  The world’s simplest, 100% offline expense tracker

• 
  Zero: Budget with ZeroJul 2026 · joinzero.app · ▲4

  Local-first zero-based budgeting, no bank connection

• 
  /dev/null▲483

  a social network for devs

  Dev tools · 3d ago · dev-null.sh

• 
  Whiteboard (YC W26) – an open-source IDE for thoughtful software design▲423

  open-source IDE for thoughtful software design. Contribute to devdotfast/whiteboard development by creating an account on GitHub.

  Dev tools · 27d ago · github.com

• 
  Reladraw – A diagram language where you decide where to place things▲411

  Contribute to reladraw/reladraw development by creating an account on GitHub.

  Dev tools · 25d ago · github.com

• 
  OpenBot▲362

  Grok Bot alternative: free, local, open-source, multiplayer

  Dev tools · 23d ago · openbot.run

• 
  Talanoa▲345

  Hi HN, I’m a fullstack developer, and honestly, I’ve lost count of how many side projects I’ve worked on over the years. But one idea kept coming back to me: a different kind of email client. It first came to me in 2014: “What if we could handle emails more like conversations?” Every year, I’d revisit this concept in my “Build Notes.” Ten years later, no one had built exactly what I had in mind — so I finally decided to do it myself. That’s how Talanoa was born. I wanted something focused on people, not timelines. I was tired of marking messages as unread just to remember to reply later, or…

  Dev tools · 20d ago · talanoa.email

• 
  CoreSpeed▲332

  One MCP for everything your agents need: apps, memory, tools

  Dev tools · 28d ago · corespeed.io

• 
  Rork Max▲1,428

  Best AI for iOS apps. Website that replaces Xcode

  Life & fun · Feb 2026 · rork.com

• 
  happycapy▲1,365

  The agent-native computer, for the rest of us

  AI · Feb 2026 · happycapy.ai

• 
  SuperX▲897

  All-in-one growth OS for serious 𝕏 creators

  AI · Feb 2026 · superx.so

• 
  KiloClaw▲868

  Hosted OpenClaw. No Mac mini required.

  Dev tools · Feb 2026 · kilo.ai

• 
  Lovon AI Therapy▲801

  Feel closer and have more fun with your partner every day!

  AI · Feb 2026 · lovon.app

• 
  I spent 3 years reverse-engineering a 40 yo stock market sim from 1986▲721

  Hello my name is Ben Ward for the past 3 years I have been remastering the financial game Wall Street Raider created by Michael Jenkins originally on DOS in 1986. It has been a rough journey but I finally see the light at the end of the tunnel. I just recently redid the website and thought maybe the full story of how this project came to be would interest you all. Thank you for reading.

  Work · Feb 2026 · wallstreetraider.com