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Commerce · October 25, 2023

Zharta Finance

Instant loans using NFTs as collateral

Zharta Finance launched on October 25, 2023 with 4 votes, #1,796 of 4,393 launches that month. The site was still online in September 2026, 2 years on.

What it does

Zharta provides real-time NFT-backed loans, granting instant liquidity without relinquishing asset ownership. Bundle multiple NFTs into one loan and experience a user-friendly platform. Enjoy peace of mind with no liquidation until the loan term concludes.

Zharta is an onchain credit protocol for fixed-rate lending, unlocking capital efficiency for digital asset holders and institutional investors.

Structure predictable, fixed-rate loans tailored to your strategy, keeping your capital working efficiently. Tailor credit, your way ‍ Negotiate rates, maturity, and collateral directly on-chain. Build bespoke lending structures that match your strategy and risk appetite, with full transparency and auditability. Diverse assets, unified liquidity Use RWAs, Securities or other digital assets as collateral within the same protocol. Keep assets productive while borrowing or lending against them, bridging digital and real-world liquidity. Flexible. Liquid. Institutional Transfer or resell loans anytime without disrupting capital flow. Rebalance portfolios, adjust rates, or consolidate positions…from zharta.io

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Source: Product Hunt launch ↗

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