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Commerce · alternatives · 2026

24 alternatives to Aarth Sutra

Free offline personal finance tracker for India

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1
    Ray▲298

    I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

    Apr 2026 · rayfinance.app · its alternatives →

  2. 2

    TopHat Finance - an in-browser personal finances app

    2022 · athenodoros.github.io · its alternatives →

  3. 3

    Personal finance with no frills

    2023 · its alternatives →

  4. 4

    Track, budget & forecast your way to financial independence

    2021 · wealthposition.com · its alternatives →

  5. 5

    AI wealth manager. All your assets, one app

    2025 · its alternatives →

  6. 6

    Practical, jargon-free personal finance guidance for Indian readers — savings, investing, loans, and calculators.

    2017 · simplemoney.in · its alternatives →

  7. 7

    Free, Privacy-First Financial Planner for India

    May 2026 · arthastambh.com · its alternatives →

  8. 8

    Effortless Company's Stocks Research with Dhanarthi’s AI

    2025 · dhanarthi.com · its alternatives →

  9. 9

    Smart daily expense tracker

    2025 · apnakharcha.in · its alternatives →

  10. 10

    a net-worth-centered expense tracker app

    Nov 2025 · github.com · its alternatives →

  11. 11

    Chat with your Money. India-first AI personal finance app.

    2025 · moneypal.club · its alternatives →

  12. 12

    App to perform advanced projections of your wealth growth

    2025 · redikhet.eu · its alternatives →

  13. 13

    Grow wealth smarter with ai-powered net worth management

    2025 · vine-finance.com · its alternatives →

  14. 14

    Track every rupee. Know your net worth. In Notion.

    Jun 2026 · coolrr.gumroad.com · its alternatives →

  15. 15
    Mererid▲13

    Smart Wealth. Tailored for Women

    2025 · yep.so · its alternatives →

  16. 16

    Lightweight Personal Net Wealth Manager for iOS

    Oct 2025 · its alternatives →

  17. 17

    Take control of ur finances with all-in-one Notion dashboard

    2025 · its alternatives →

  18. 18
    Arthiq▲3

    Offline-first personal finance with complete privacy

    Aug 2026 · play.google.com · its alternatives →

  19. 19

    Solve everyday finance, salary, tax

    Nov 2025 · its alternatives →

  20. 20

    Hi everyone, I'd like to share FinWise (https://finwiseapp.io) with you, which my wife and I have been building over the last few months. FinWise is an all-in-one personal finance management tool, including budgeting, net-worth tracking, financial planning & forecasting and a couple of other things which we're still busy working on like couples/family budgeting and being able to set and track goals. It's designed to make managing all your personal finances as simple, easy and painless as possible, and we've put a lot of effort into making the website as simple and intuitive,…

    2023 · finwiseapp.io · its alternatives →

  21. 21

    Private mobile net worth tracking

    2025 · its alternatives →

  22. 22

    AI-powered expense tracker with smart financial insights

    Jun 2026 · spendwisee.com · its alternatives →

  23. 23

    Simple, Secure, Private way to track your net worth

    2025 · trackmynetworth.com · its alternatives →

  24. 24

    A-Finance: Your ultimate financial assistant & more.

    2025 · apps.apple.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →