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Alternatives

Products that do what TopHat Finance – free, open, and offline does

  1. 1

    Delightfully simple budgeting

    2020

  2. 2
    8udget97

    Budget, invest & track finances - works offline

    Jan 2026

  3. 3
    Uprise356

    We optimize your financial life, for free

    2022

  4. 4

    Simplified personal budgeting tool like mint

    2022

  5. 5GA

    Hi HN, I wanted to share an app I've created recently since it might be useful for you: guitos is a free open-source budgeting app that helps you figure out where your money went and plan your budget ahead of time. It was initially created to replace a spreadsheet I created based on the budgeting advice given on the r/personalfinance subreddits and as an opportunity to learn React. The app stores data in your browser's local storage (IndexedDB). Your private financial data doesn't leave your browser. (If you're wondering what the app's name means: "guitos" is portuguese slang for…

    2023 · guitos.app

  6. 6
    Actual36

    Track your money, save money.

    2020

  7. 7FL

    We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…

    Nov 2025 · finbodhi.com

  8. 8

    Take control of your money

    2025

  9. 9

    The offline personal finance app you own forever.

    Jul 2026 · momentumstudio2026.sell.app

  10. 10

    Personal budget and Finance tool

    Jul 2026 · budgetflow.au

  11. 11

    Simple personal finance, online or offline

    Aug 2026 · ofinanceos.netlify.app

  12. 12

    Budgetum 1.5 - Free flexible offline budgeting. No ads.

    Feb 2026

  13. 13FT

    Hi everyone, I'd like to share FinWise (https://finwiseapp.io) with you, which my wife and I have been building over the last few months. FinWise is an all-in-one personal finance management tool, including budgeting, net-worth tracking, financial planning & forecasting and a couple of other things which we're still busy working on like couples/family budgeting and being able to set and track goals. It's designed to make managing all your personal finances as simple, easy and painless as possible, and we've put a lot of effort into making the website as simple and intuitive,…

    2023 · finwiseapp.io

  14. 14

    See where your money goes. No bank login required.

    Jul 2026 · finance.one-m.app

  15. 15

    Private financial vault to track your money securely.

    May 2026 · share.streamlit.io

  16. 16FF

    finagg is a Python package and CLI that enables you to aggregate and update free financial data from a handful of high quality data sources all within your own SQL database. Here're some quick facts about it: - Implements nearly all of the BEA API, FRED API, and SEC EDGAR APIs (all of which have free and nearly unlimited data access) - Only focused on macrodata (no intraday data support) - Provides methods for transforming data from these APIs into normalized features that're readily useable for analysis, strategy development, and AI/ML - The most popular methods include getting…

    2024 · github.com

  17. 17

    MoneySplit is your ultimate offline finance manager

    Aug 2026 · moneysplit.net

  18. 18

    No ads. No fees. Just better finances.

    Feb 2026

  19. 19

    Track expenses offline with complete privacy

    Feb 2026

  20. 20

    Track money offline. No account, no cloud, no subscription.

    May 2026 · play.google.com

  21. 21

    A free, offline, privacy-first personal finance app

    Jul 2026 · ashokarbad.github.io

  22. 22

    Private. Offline. Your money, fully under control.

    Feb 2026

  23. 23

    Privacy-first budget app. No subscriptions.

    Feb 2026

  24. 24

    Personal finance for Windows. $49.99 once. No subscription.

    Jun 2026 · tallymint.app

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