nowfound

Commerce · alternatives · 2026

24 alternatives to Lunch Money 2.0

Delightfully simple budgeting

Lunch Money 2.0 is a web-based budgeting and personal finance tool designed for users who spend across multiple currencies. It offers transaction management, a customizable rules engine for automating financial tasks… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. Lunch Money 2.0 launched in 2020; newer entries below may have overtaken it.

  1. 1LM
  2. 2

    A personal budgeting tool with multi-currency support

    2019 · its alternatives →

  3. 3
    Ramp 2.0▲286

    The finance automation platform that saves you time & money

    2021 · ramp.com · its alternatives →

  4. 4

    Hi! I'm Jax and I've been building this cool little terminal app for myself to track my expenses and budgets! Other than challenging myself to learn Python, I built this mainly around the habit of budget tracking at the end of the day. (I tried tracking on-the-go, but the balance was always out of sync.) All data is stored in a single sqlite file, so you can export and process them all you want! The app is built using the textual API for Python! Awesome framework which feels like I'm doing webdev haha. You can check out some screenshots on gh:…

    2025 · github.com · its alternatives →

  5. 5

    Manage and track your personal & business finances easily

    2024 · steffynotion.gumroad.com · its alternatives →

  6. 6
    Actual Budgetfree▲278

    Robust and simple budgeting that works

    2019 · actualbudget.org · its alternatives →

  7. 7

    TopHat Finance - an in-browser personal finances app

    2022 · athenodoros.github.io · its alternatives →

  8. 8
    Monee▲53

    A beautifully simple way to manage your money

    Dec 2025 · monee-app.com · its alternatives →

  9. 9

    Collaborative budget management app

    2018 · play.google.com · its alternatives →

  10. 10AA

    Hey everyone! I'm Rob and I want to share what I've built - a solid ledger behind simple API: https://decimals.app The ledger is a key piece of any financial system and is easy to get the design wrong, resulting in troubles for making sure money movements are adding up. I took a lot of inspiration from good designs from Square, Uber, and others for the scalability and security aspects. And on the usability side, I applied many concepts from the Ledger CLI, making it very easy to use. I'm really happy I get to show this to you all, thank you for reading about it! Please let me know…

    2020 · its alternatives →

  11. 11

    🍃 Automate your personal finances – for free, with no ads, and no data collection. - kevinschaich/mintable

    2019 · github.com · its alternatives →

  12. 12

    Simplified personal budgeting tool like mint

    2022 · rudiq.com · its alternatives →

  13. 13

    Uncomplicated finance tracker

    2018 · apps.apple.com · its alternatives →

  14. 14

    Meet Penny, your personal finance coach. Spend smarter, save more, live happier.

    2016 · pennyapp.io · its alternatives →

  15. 15

    Your pocket income forecaster & tracker

    2023 · getshillings.com · its alternatives →

  16. 16

    A simple app to manage your finances

    2018 · budgetnuts.com · its alternatives →

  17. 17

    Personal finance & budgeting application for individuals.

    2019 · decentbudget.com · its alternatives →

  18. 18
  19. 19SB

    2018 · putz.io · its alternatives →

  20. 20

    Finance manager app that helps you save your income

    2022 · play.google.com · its alternatives →

  21. 21DE

    Hello HN! I am Aswin Mohan, full-stack mobile + web developer and I built PaperMoney(https://getpaper.money). PaperMoney is a double-entry accounting based personal finance app. It can help you keep track of your expenses, assets, liabilities and your net-worth. It is based on the command-line tools beancount and ledger. I had been using beancount to track my expenses for over two years. The plain-text accounting and reporting with fava was great, but I wanted a mobile based app to keep track on the go. Looked around existing solutions but everything fell short when compared to…

    2024 · getpaper.money · its alternatives →

  22. 22
    Monifi▲69

    Excel alternative for personal finance management

    Dec 2025 · monifi.app · its alternatives →

  23. 23BI

    There is so much innovation that can and needs to be done in the online banking space, Mint hasn't innovated in years, so I decided to. Some of my experiments... http://budgetable.com

    2012 · budgetable.com · its alternatives →

  24. 24SA

    The website is: https://www.spendbook.net/main I am posting this on behalf of a friend who built it so he can get a feedback - he doesn't have an account and when he created one his post was killed.

    2018 · its alternatives →

Also compare

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →

Lunch Money 2.0 alternatives (2026): 24 similar tools