Commerce · alternatives · 2026

24 alternatives to Actual Budget

Robust and simple budgeting that works

Actual is a personal finance tracker that lets users budget only money they have and monitor monthly savings. It consolidates all accounts in one place and operates as a free local app that keeps financial data… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Actual Budget launched in 2019; newer entries below may have overtaken it.

1
Actual Budget, a finance app I built over the last two years▲9
Actual Budget is a super fast and privacy-focused app for managing your finances. At its heart is the well proven and much loved Envelope Budgeting methodology.
2019 · actualbudget.com · its alternatives →
2
Finance Budget Expense Tracker▲135
Track expenses, budget, manage bills, and save money
2024 · play.google.com · its alternatives →
3
Decent Budget▲71
Personal finance & budgeting application for individuals.
2019 · decentbudget.com · its alternatives →
4
Really Simple Finance▲68
Uncomplicated finance tracker
2018 · apps.apple.com · its alternatives →
5
EasyBudget.pl▲80
Online budgeting app - track your expenses, plan for goals.
2023 · easybudget.pl · its alternatives →
6
Cashly▲87
Budget planner & finance tracker for iOS
2020 · apps.apple.com · its alternatives →
7
Finances▲93
A simple yet thorough money tracking app for iOS 💰
2018 · apps.apple.com · its alternatives →
8
Steady The Ship▲72
Stick to a budget by tracking what you spend.
2021 · steadytheship.com · its alternatives →
9
Actual▲36
Track your money, save money.
2020 · actualbudget.org · its alternatives →
10
True Wallet▲7
Offline wallet to store your cards and documents, No Sign Up
2025 · play.google.com · its alternatives →
11
Spending Tracker▲9
Budget card for lightning fast money tracking
2021 · apps.apple.com · its alternatives →
12
Budgety▲7
Budgeting, expense tracking, money manager
2024 · mybudgety.com · its alternatives →
13
Budget app▲13
A new way to manage your expenses
2021 · kickstarter.com · its alternatives →
14
BudgetPulse: Spend Tracker▲11
Track income and expenses, keep your budget under control.
2025 · play.google.com · its alternatives →
15
Money Manager: Budget & Expense Tracker▲14
Personal Finance: Track Income, Expenses, Budget and Goals
2025 · money-management-5fda0.firebaseapp.com · its alternatives →
16
Budget Pro▲4
The offline personal finance app you own forever.
Jul 2026 · momentumstudio2026.sell.app · its alternatives →
17
My Wallet▲13
Smart personal finance tracker for your daily life
Oct 2025 · apps.apple.com · its alternatives →
18
Ultimate Finance Tracker▲6
Automated Notion Finance Tracker for easy budgeting
2025 · notion.com · its alternatives →
19
Big Numbers: Spend Tracker▲7
Personal finance for minimalists
2025 · its alternatives →
20
Budgeto▲3
The no-nonsense budget tracker — free, simple
Jun 2026 · budgeto.me · its alternatives →
21
MoneyLog▲12
Budget tracking | personal finance app
Oct 2025 · money-log.app · its alternatives →
22BI
Budgetable (It's better than Mint)▲16
There is so much innovation that can and needs to be done in the online banking space, Mint hasn't innovated in years, so I decided to. Some of my experiments... http://budgetable.com
2012 · budgetable.com · its alternatives →
23
zero: private offline expense tracker▲4
Track expenses offline with complete privacy
Feb 2026 · play.google.com · its alternatives →
24
Simple budget tracker▲7
Simplifying your finances
2024 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →