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Commerce · January 29, 2019

Actual Budget

Robust and simple budgeting that works

Actual Budget launched on January 29, 2019 with 278 votes, #52 of 2,587 launches that month and more than 95% of that year's launches. The site was still online in September 2026, 7 years on.

Visit actualbudget.org ↗Actual Budget alternativestop 2% of January 2019

In plain words

Actual is a personal finance tracker that lets users budget only money they have and monitor monthly savings. It consolidates all accounts in one place and operates as a free local app that keeps financial data private. An optional service enables syncing across devices, making it suitable for individuals seeking straightforward budget management without cloud-dependent features.

written from the facts on this page · September 2026

From the sources

Actual is a personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place. It's also a completely free local app which keeps your data private, with an optional service for syncing across devices.

Actual Budget is a super fast and privacy-focused app for managing your finances. At its heart is the well proven and much loved Envelope Budgeting methodology.

Pricing, as stated on its site

Free — Actual Budget is a completely free local app for personal finance tracking and budgeting. Optional paid syncing service available through PikaPods, but core application is free with no pricing specifi

checked October 2026 · prices change

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Source: Product Hunt launch ↗

Launched alongside, January 2019

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