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Dev tools · alternatives · 2026

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24 alternatives to An API to store balances and transactions

Hey everyone! I'm Rob and I want to share what I've built - a solid ledger behind simple API: https://decimals.app The ledger is a key piece of any financial system and is easy to get the design wrong, resulting in troubles for making sure money movements are adding up. I took a lot of inspiration from good designs from Square, Uber, and others for the scalability and security aspects. And on the usability side, I applied many concepts from the Ledger CLI, making it very easy to use. I'm really happy I get to show this to you all, thank you for reading about it! Please let me know…

Decimals is an API for storing balances and transactions in a ledger system designed for financial applications. Built by Rob, it provides a foundation for tracking money movements with accuracy and security inspired… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. An API to store balances and transactions launched in 2020; newer entries below may have overtaken it.

  1. 1

    Manipulating monetary amounts is a common computing chore. However, no mainstream language has a first-class data type for representing money, it’s up to programmers to code abstractions for it. This isn’t an issue per se until dealing with rounding issues from operations like installment payments (e.g., buy now, pay later), foreign exchange, or even simple things like fee processing and tax collection. Inspired by my days at N26 Brasil dealing with these challenges, I introduce Money: a Kotlin library that makes monetary calculations and allocations easy.

    2024 · blog.eriksen.com.br · its alternatives →

  2. 2BM
  3. 3

    Delightfully simple budgeting

    2020 · lunchmoney.app · its alternatives →

  4. 4
    Value.app▲456

    Track the value of any NFT portfolio in real time

    2022 · value.app · its alternatives →

  5. 5

    Manage your time like you manage your money.

    Feb 2026 · sobo-link.vercel.app · its alternatives →

  6. 6
    Ray▲293

    I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

    Apr 2026 · rayfinance.app · its alternatives →

  7. 7

    Immutable, scalable, and easy to use ledger service. - hoophq/sequence

    2020 · github.com · its alternatives →

  8. 8
    Finary▲318

    Track your net worth in real-time

    2021 · finary.com · its alternatives →

  9. 9

    Everyone’s chasing AI hype. I built a Google Sheet and it quietly took off. In 2020, I made it to track my own finances for income, expenses, savings, yearly summaries etc. I shared it once on Reddit, forgot about it for a year… When I checked back, it had over 130k views and I was honestly stoked! No launch. No funding. No AI. Just a spreadsheet people actually stick with and find useful. I finally gave it a proper home: write-it-down.com Now, more than 2,300 people use it. It’s intentionally boring and that’s why it works. People don’t always need AI. They just need something that actually…

    2025 · write-it-down.com · its alternatives →

  10. 10

    Track all your crypto and NFTs in one location

    2022 · haha.me · its alternatives →

  11. 11

    Your all-in-one crypto analytics & onchain market data tool

    2023 · tradingdigits.io · its alternatives →

  12. 12
    FinTab▲78

    The accounting system for cryptocurrency portfolios

    2018 · fintab.io · its alternatives →

  13. 13
    Moni▲173

    Tracking and analytics app for web3 assets - NFTs & Tokens

    2022 · getmoni.io · its alternatives →

  14. 14

    Cryptocurrency research and portfolio tracker

    2018 · coinstats.app · its alternatives →

  15. 15

    World's first financial AI-assistant for digital currencies

    2019 · coin.xyz · its alternatives →

  16. 16

    Portfolio tracker for investments, crypto & stocks

    2022 · balanceviewer.com · its alternatives →

  17. 17

    Real-time data aggregation and asset transfer for fintech

    2022 · meshpay.com · its alternatives →

  18. 18

    Easy to use analytics/visualization tool for ledger-cli - kendricktan/ledger-analytics

    2018 · github.com · its alternatives →

  19. 19
    Coini▲89

    A dedicated cryptocurrency app for Windows and Android

    2018 · apps.microsoft.com · its alternatives →

  20. 20

    A free modern currency data API for fintech apps.

    2019 · currencystack.io · its alternatives →

  21. 21

    I have 5% of crypto and want 65% of Bitcoin there. How?

    2021 · github.com · its alternatives →

  22. 22
    Cryptio▲69

    Accounting & analytics solution for your crypto portfolio

    2018 · cryptio.co · its alternatives →

  23. 23
    coins▲69

    A simple app that manages your personal finance

    2021 · apps.apple.com · its alternatives →

  24. 24

    Keeping track of your money, the simple way

    2021 · getworthit.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →